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Autistic children to get health insurance

Star Health and Allied Insurance have launched a group insurance policy for children having Autism Spectrum Disease (ASD).

ASD and autism are general terms for a group of disorders of brain development. These have different features like difficulties in social interaction, verbal and nonverbal communication and recurring behaviors.

241 children from Sankalp, an NGO in Chennai, have been covered under the scheme so far. This is a welcome move as children with autism and are denied health insurance, most of the times.

A sum of Rs. 1 lakh will be available as insurance amount for every child, which will cover hospitalization needs, for both autism as well as general medical and surgical procedures.

It will also cover all infectious diseases and will work like any other mediclaim policy. Unlike other health insurance policies there will be no waiting period and no first and second year exclusions. Pre-existing medical conditions will also be covered.

However, costs of rehabilitation and physiotherapy will not be covered.

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