Insurance Scheme for disabled people fails to meet the purpose

The Swavlamban Health Insurance Scheme announced by the centre government was supposed to provide affordable health insurance to people with disabilities in the country.

However, the scheme is yet to be completely implemented and disabled people are still struggling to avail its benefits as insurance company, New India Assurance, is not accepting the claims.

Swavlamban Health Insurance is to give a cover of Rs 2 lakh for disabled people by paying only 10% premium.

The remaining 90% part of the premium is to be contributed by the government.

The 'Swavlamban Health Insurance Scheme' was launched in 2015, when a memorandum of understanding (MoU) was signed between Trust Fund for Empowerment of Persons with Disabilities and The New India Assurance Company Limited.

The scheme is still on hold as the government is yet to pay its part of the amount to the insurance company.

Despite the scheme being launched with the intentions of helping the disabled people, lack of timely government action has made it useless.

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