Get familiar with these government schemes for the elderly in India
The government of India has many schemes for the elderly that one must get acquainted with. Here is a list of the key central schemes and what they are about.
Integrated Programme for Older Persons (IPOP)
Run by the Ministry of Social Justice and Empowerment, under this program, grants are given for running and maintaining old age homes, day care centres, mobile medicare units, multi-facility care centre for older widows, etc. The main objective is to improve the quality of life of older persons by providing basic amenities like shelter, food, medical care and entertainment opportunities, etc. Implementing agencies eligible for assistance under the scheme are panchayati raj institutions/local bodies, NGOs, etc Funds under this scheme are not released to the states, but released to the implementing agencies like NGOs, etc.
What you can do:Details of old age homes receiving grants under this are available on the ministry’s website. One can visit these homes and admit elderly who have nobody to take care of them.
Rashtriya Vayoshri Yojana (RVY)
This is also run by the Ministry of Social Justice and Empowerment. Under this, aids and assistive living devices are provided to elderly from the below poverty line category who suffer from age-related disabilities.
What you can do: Get old-age people with such ailments in the selected districts to approach the local collector’s office to know more about upcoming camps and take advantage of the scheme.
Indira Gandhi National Old Age Pension Scheme (IGNOAPS)
The Ministry of Rural Development runs this scheme that extends social help for poor households. This includes the aged, widows, disabled, and families where the breadwinner is no more. Under this scheme, financial assistance is provided to person of 60 years and above and belonging to family living BPL . Help of Rs 200 per month is provided to those in the 60-79 years category and Rs 500 per month to persons of 80 years and above.
What you can do: Find out the details of the relevant state scheme and get eligible old age people around you apply for the pension.
Varishtha Pension Bima Yojana (VPBY)
This is run by the Ministry of Finance. and gives senior citizens an assured minimum pension on a guaranteed minimum return on the subscription amount. These schemes are implemented through Life Insurance Corporation (LIC) of India.
The Pradhan Mantri Vaya Vandana Yojana
This provides social security during old age and is implemented by LIC. Under the scheme, on payment of an initial lump sum amount ranging from Rs 1,50,000 for a minimum pension of Rs 1000 per month to a maximum of Rs 7,50,000/- for a maximum pension of Rs 5,000 per month, subscribers will get an assured pension based on a guaranteed rate of return of 8% per annum payable monthly/quarterly/half-yearly/annually.
What you can do: The PMVVY is open for subscription till May 2018. Get old age people around you who are eligible for this scheme to explore and subscribe.
National Programme for the Health Care of Elderly (NPHCE)
The Ministry of Health & Family Welfare has launched this to address various health related problems of elderly people.