Soon transfer money on WhatsApp, only in India
You can transfer money on WhatsApp in India now. All users have to do is link their bank account to their WhatsApp account via Unified Payments Interface (UPI) to start making payments straight to another user's bank account through a WhatsApp chat.
The feature is not yet available for all users, and is being rolled out gradually.
The new feature is under the Settings tab. Tapping the Attachments button pulls up a small grid that gives one options to send files from the gallery, send a contact, or share location. This also has a Payment button making it possible to transfer funds to other accounts that also have this latest update.
UPI is a digital inter-bank peer-to-peer fund transfer system developed by the National Payments Corporation of India (NPCI). The NPCI has its own UPI-enabled payments app called BHIM.
Currently this feature is available only for individual users and not for businesses. So you can transfer to your friends and family but not for business.